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Payments & Switching
IMPS connectivity for P2P and P2A transfers with MMID and account+IFSC based routing, built to keep processing steady during high-volume windows.
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The IMPS Switch gives banks and NBFCs direct, certified connectivity to the IMPS network for person-to-person and person-to-account transfers. It manages beneficiary validation, channel-specific limits and exception handling in one layer, so your mobile banking, internet banking and API channels can all push transfers through a single, well-monitored gateway.
At a glance
Capabilities
Supports both legacy MMID-based and account+IFSC transfer types from one engine.
Applies distinct velocity and value limits per channel — mobile, internet, API, USSD.
Pre-validates payee details to cut failed and returned transactions.
Structured handling for timeouts, reversals and suspect transactions.
Generates NPCI-ready settlement and dispute files automatically.
Add processing nodes without re-certifying the whole stack.
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We'll walk through the module using scenarios from your own operations, not a generic script.