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Payments & Switching

Route every UPI transaction with millisecond precision.

A high-throughput UPI switching layer that connects your bank or PSP to NPCI and partner banks, handling Pay, Collect, Mandate and AutoPay journeys under one operational console.

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Overview

How UPI Switch fits into your stack

INT Tech's UPI Switch sits between your core banking system and the UPI network, translating, validating and routing every request with sub-second response times. Built for institutions that need certainty at peak load — salary days, festive sales, government disbursements — the switch balances traffic intelligently across acquiring paths and keeps a full audit trail for every message that passes through it.

<150msMedian switch response
99.98%Uptime SLA
24×7Monitoring & alerting

At a glance

  • Category: Payments & Switching
  • Deploys alongside your existing core banking system
  • Configurable rules — no re-deployment for policy changes
  • Built-in monitoring, audit trail and reporting
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Capabilities

What's inside UPI Switch

01

Smart multi-bank routing

Automatically shifts traffic between acquiring banks based on live success-rate and latency signals.

02

Mandate & AutoPay engine

Create, modify, pause and execute recurring mandates without manual intervention.

03

Live reconciliation

Matches switch, NPCI and core-banking records continuously instead of overnight batches.

04

Sandbox & certification kit

A ready test harness that shortens NPCI certification cycles for new deployments.

05

Rail-level fraud checks

Velocity and pattern checks run inline, before a transaction ever reaches the core.

06

Unified ops console

One dashboard for monitoring queues, failures, disputes and settlement status.

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Other products in our suite

See UPI Switch against your own workflow

We'll walk through the module using scenarios from your own operations, not a generic script.